Legal
Terms of Use
This placeholder has not been reviewed by legal counsel. Replace it with reviewed terms before 4them.ca goes live — see docs/launch-checklist.md.
Educational resource, not a carrier
4Them is an educational and quote-request resource. 4Them is not an insurance carrier and does not issue policies directly. Information you submit is used to connect you with a licensed insurance advisor who can confirm eligibility, exact pricing, and policy terms and conditions.
No guarantee of coverage
Nothing on this site constitutes a guarantee of eligibility, approval, coverage amount, or premium rate. All coverage is subject to eligibility, underwriting and the specific terms and conditions of the policy offered by the issuing carrier. Figures, ranges and examples shown on this site are illustrative estimates, not binding quotes.
Acceptable use
You agree to provide accurate information when requesting a quote and not to use this site to submit false, misleading, or another person’s personal information without their consent.
Changes
We may update these terms from time to time. Continued use of the site after changes are posted constitutes acceptance of the updated terms.